should we include financial skills in school syllabus? IELTS task 2

Nowadays, in the advent of modern era, many people find themselves having a faced with crucial financial problems. The main key reason of for this phenomenon is simply because that people are not having much command of money management due to the fact that financial skills is are not a taught subject in school. Thus, I strongly advocate that financial skills to need be implement  taught in school coding in order to enablinge the upcoming generations to survive financially in the future.

To begin with, we should look further at the problems and consequences of lack of financial skills. 

Obviously, the main financial problem is living in debts as a result of credit cards overdrawn and holding too many loans at once. Secondly is advertising, which lures one to possess things that are not really needed. The strong influence by the adverts draws people to collect more and more insignificant products which can only be granted by collecting more and,thereby leading them to incur more debts. Consequently, many have been declared bankrupt and suffered just to get by months to months.

However, financial problem is not a dead end situation, especially if money management has been implemented in school at a very young age. With financial skills in their grasp, these young minds will develop into mature consumers who can prioritize their need and desire. The skills will allow them to filter the advertising contents and decide the best choice financially. They will be able to appreciate the worth of money and not simply waste and take them  it for granted.

In conclusion, if we do not codinginclude financial as one of[ management in the school syllabus, minors may have lack of financial understanding, may not appreciate the worth of money and grow up as selfish shoppers and end up suffering financially in their future.

	Evaluation Report
Word count	291
Comments	All parts of the task are covered. The ideas have been presented coherently; it is evident that the writer progresses from one idea to another. Paragraphing of the essay is fine. However, there are several errors related to grammar and word choice. Overall, the essay can be improved further.
Estimated Band Score	6.5
Suggestions	1.      Pay more attention to grammar. 2.      Improve choice of words. 3.      Always proofread the task response after finishing it. 4.      Keep practicing to improve your performance.
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